What Down Payment Assistance Is Available to Louisville First-Time Buyers?
Louisville buyers have three main places to look for down payment help: the Kentucky Housing Corporation’s statewide down payment assistance, Louisville Metro’s own Down Payment Assistance Program, and grant programs some banks and credit unions offer through the Federal Home Loan Bank of Cincinnati.
What Should I Know About Homeowners Insurance Before Buying a Louisville Home?
Start shopping for homeowners insurance as soon as you're under contract, ideally while you're still in your inspection period, not the week of closing.
Should I Buy Down My Mortgage Rate When Buying a Louisville Home?
Should I buy down my mortgage rate? Tim Hollinden explains points, temporary buydowns, and how to decide whether paying up front makes sense for you.
Price Reduction or Seller Credit: Which Helps a Louisville Buyer More?
Price reduction or seller credit? Tim Hollinden explains when each one helps a Louisville buyer more, and what to ask your lender before you negotiate.
What Can Louisville Homebuyers Ask a Seller to Pay For?
In most Louisville purchases, a buyer can ask the seller to pay toward their closing costs and prepaid items. Tim Hollinden explains what seller money can cover, what the loan-program limits are, and when a request helps or weakens your offer.
Down Payment Myths Louisville Buyers Believe
Think you need 20% down to buy a home in Louisville? Tim Hollinden breaks down the down payment myths keeping ready buyers on the sidelines.
Should I Wait for Mortgage Rates to Drop?
Thinking about waiting for mortgage rates to drop before buying in Louisville? Tim Hollinden breaks down what waiting actually costs you.
What Should First-Time Home Buyers in Louisville Know?
Buying your first home in Louisville? Tim Hollinden explains what you can afford, how to make a strong offer, what to avoid, and what happens through closing.
Should I Buy Before I Sell My Louisville Home?
Thinking about buying your next Louisville home before selling your current one? Tim Hollinden breaks down the real risks, financing options, and how to decide which path fits your situation.
Moving to Louisville KY: Everything You Need to Know in 2026
Thinking about moving to Louisville KY? This 2026 relocation guide covers cost of living, top neighborhoods, job markets, schools, the Kentucky vs Indiana decision, and housing market tips.
Why Pre-Qualification Matters Before You Start House Hunting
Getting pre-qualified isn't just a formality — it's the single most important step before you start looking at homes. Here's why, and how to get started.
Closing Costs Explained for Louisville Buyers
Buying a home in Louisville? Tim Hollinden explains what closing costs actually cover and how to avoid surprises at the closing table.
How Much House Can I Really Afford?
Wondering how much house you can afford in Louisville? Tim Hollinden explains the difference between your approval and your real budget.
Should I Buy a Fixer-Upper in Louisville?
Thinking about buying a fixer-upper in Louisville? A former builder explains which repairs are worth the risk — and which ones aren't.
What Happens Between Going Under Contract and Closing?
Going under contract is the start of a process, not the finish line. Tim Hollinden walks Louisville buyers through exactly what happens next — and what you need to do at each step.
How Do I Protect My Home Purchase Between Contract and Closing?
Going under contract isn't the finish line. Tim Hollinden explains what buyers should actively do, and avoid doing, to protect their transaction before closing day.
What Should I Never Do Before Closing on a House?
A quick-reference list of the mistakes that put a home purchase at risk in the final stretch before closing — from a Louisville broker with 24 years of experience.